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Cultural diversity can be such a cool thing. I gew up in a predominantly white private school, (36) _______ teaching in a place that is extremely diverse has been a joy. I can stand in the hall and (37) _______ Spanish, Russian, Polish, Korean, Mandarin, Hindu, etc. the list can go on and on. What we need to be careful of is not to make (38) _______ a big deal out of cutural diversity. I think that when we place too much (39) _______ on the diversity it can become a polarizing act. Many students are very aware (40) _______ their differences, and most just don’t care.

I think that cultural diversity is something that needs (41) _______ addressed be teachers in the schools as something that is possitive. Often in rural areas there is not a lot of cultural diversity. (42) _______ a result, when a student is from a different culture there is a question of what do I do to (43) _______ their learning needs. It is important before a teacher can teach diverse population they need to (44) _______ that they are also multicultural. In addition, how much of a role will these beliefs (45) _______ within the education on the child.

Question 36: A. however B. therefore C. but D. so

Question37: A. see B. look C. listen D. hear

Question 38: A. such B. too C. so D. much

Question39: A. stress B. emphasis C. concern D. focus

Question 40: A. of B. at C. about D. on

Question 41: A. be B. being C. are D. to be

Question 42: A. Like B. As C. With D. More

Question 43: A. push B. rise C. comment D. support

Question 44: A. recognize B. receive C. observe D. expect

Question 45: A. make B. do C. create D. play

Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the following questions.

The organisation that today is known as the Bank of America did start out in America, but under quite a different name. Italian American A. P. Giannini estabished this bank on October 17 1904, in a renovated saloon in San Francisco’s Italian community of North Beach under the name Bank of Italy, with immigrants and first – time bank customers comprising the majority of his first customers. During its development, Giannini’s bank survived major crises in the form of a natural disaster and a major economic upheaval that not all other banks were able to overcome.

One major test for Giannini’s bank occurred on April 18,1906, when a massive earthquake struck San Francisco, followed by a raging fire that destroyed much of the city. Giannini obtained two wagons and teams of horses, filled the wagons with the bank’s reserves, mostly in the form of gold, covered the reserves with crates of oranges, and escaped from the chaos of the city with his clients’ funds protected. In the aftermath of the disaster, Giannini’s bank was the first to resume operations. Unable to install the bank in a proper office setting, Giannini opened up shop on the Washington Street Wharf on a makeshift desk created from boards and barrels.

In the period following the 1906 fire, the Bank of Italy continued to prosper and expand. By 1918 there were twenty –four branches of the Bank of Italy, and by 1928 Giannini had acquired numerous other banks, including a Bank of America located in New York City. In 1930 he consolidated all the branches of the Bank of Italy, the Bank of America in New York City, and another bank of America that had formed in California into the Bank of America National Trust and Savings Association.

A second major crisis for the bank occurred during the Great Depression of the 1930s. Although Giannini had already retired prior to the darkest days of Depression, he became incensed when his successor began selling off banks during the bad economic times. Giannini resumed leadership of the bank at the age of sixty-two. Under Giannini’s leadership, the bank weathered the storm of the Depression and subsequently moved into a phase of overseas development.

Question 46: According to the passage, Giannini……….

A. worked in a bank in Italy

B. set up the Bank of America prior to setting up the Bank of Italy

C. opened the Bank of America in 1904

D. later changed the name of the Bank of Italy

Question47: Where did Giannini open his first bank?

A. In what used to be a bar B. On Washington Street wharf

C. In New York City D. On a makeshift desk

Question 48: According to the passage, which of the following is NOT true about the San Francisco earthquake?

A It happened in 1906 B. It occurred in the aftermath of a fire

C. It caused problems for Giannini’s bank D. It was a tremendous earthquake

Question49: The word “ raging” replaced by….

A. feeble B. intense C. localized D. angered

Question 50: It can be inferred from the passage that Giannini used crates of oranges after the earthquake

A. to hide the gold B. to provide nourishment for his customers

C. to protect the gold from the fire D. to fill up the wagons

Question 51: The word “ chaos” is closest in meaning to

A. overdevelopment B. legal system C. total confusion D. extreme heat

Question 52: The word “ consolidated” is closest in meaning to

A. sold B. hardened C. moved D. merged

Question 53: The expression “ weathered the storm” could best be replaced by

A. blew its stack at B. found a cure for

C. survived the ordeal of D. rained on the parade of

Question 54: How is the information in the passage presented?

A. Classifications with examples B. In chronological order

C. A cause followed by an effect D. In order of importance

Question 55: The paragraph following the passage most likely discusses

A. bank failures during the Great Depression

B. the international development of the Bank of America

C. a third major crisis of the Bank of America

D. how Giannini spent his retirement