07/2001 - 07/2012
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HSBC
Consumer Credit Risk Approval Expert
Ngân hàng/ Chứng khoán/ Đầu tư
Hồ Chí Minh - Việt Nam
- Data quality control.
- Credit preparation and Approval.
- Limit monitoring (next day review).
- Identify risks based on undesirable underlying collateral.
- Determine the relative importance of all key performance drivers.
- Approving : Household, Car Loan, Home Loan, Personal Consumer Loan, overdraft, credit card.
- Over 10 years relating experience.
- Understanding of lending and gearing strategies.
- Strong analytical capability with ability to think laterally and the flexibility to be able to work in an environment of change.
- Managing & monitoring staff.
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* From date: 01/04/2011 To present.
Company name: Standard Chartered Bank.
Position: Retail Credit Risk Approval Manager.
Department: Retail Credit Risk Management.
Main duties:
- Managing staff, guiding for staff all daily work.
- Approving Household, Car Loan, Home Loan, Personal Loan, Credit Card, Overdraft.
- Disbursing loan, supervising loan, collecting loan.
- Contributing idea for new loan products, procedures before lauching them.
- Advise of appraising the secured-assets.
- Advise law principle.
- Processing the complaint.
* From date: 01/08/2009 To 04/2011.
Company name: Techcom Bank.
Position: Retail Credit Risk Approval Expert.
Department: Retail Credit Risk Management.
Main duties:
- Managing staff, guiding for staff all daily work.
- Approving Household, Car Loan, Home Loan, Personal Loan, Credit Card, Overdraft.
- Contributing idea for new loan products, procedures before lauching them.
- Disbursing loan, supervising loan, collecting loan.
- Advise of appraising the secured-assets.
- Advise law principle.
- Processing the complaint.
* From date: 2002 To 08/2009.
Company name: HSBC HCM (Hong Kong Bank).
Position: Retail Credit Risk Approval Expert.
Department: Consumer Credit Risk.
Main duties:
- Managing staff, guiding for staff all daily work.
- Approving Household, Car Loan, Home Loan, Personal Loan, Credit Card, Overdraft.
- Disbursing loan, supervising loan, collecting loan.
- Contributing idea for new loan products, procedures before lauching them.
- Advise of appraising the secured-assets.
- Advise law principle.
- Processing the complaint.
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